精算
| 开设学位 | BS、MS、PhD |
| 典型职业及年薪 | $103,000 |
| 签证敏感度 | 否 |
| 高中课程准备(2) | 理科生 |
| 所属专业领域 | 商科，不少学校将其设于数学系下 |
| 相关排名 | 2014USNEWS应用数学排名 |
精算（Actuarial Science），或称精算科学、精算学，是一门应用科学，于财务和保险行业应用数学和统计方法，主要用来评估长期风险。精算涵盖了数个相关领域，尤其是数学的概率论和统计。从事精算的专业人员称为精算师，而一般需通过各种资格认证考试，如：财险精算协会或精算师协会举办的一系列考试。精算师通过分析过去以及现在的数据预测未来的经济走向，帮助人们理智打理财政。
课程列表
| 微积分 | Calculus I-IV |
| 线性代数 | Linear Algebra |
| 宏观经济学 | Macroeconomics |
| 微观经济学 | Microeconomics |
| 保险与风险 | Insurance and Risk |
| 财务会计 | Financial Accounting |
| 成本会计 | Cost Accounting |
| 金融 | Finance |
| 概率与统计学 | Probability and Statistics I-IV |
| 利息论 | Theory of Interest |
| 精算数学 | Actuarial Mathematics |
就业状况
从事职业：会计、精算师、银行职员、经济学家、财政规划师、教授
就业方向：保险公司、私企、大学及学院、银行投资公司、公共会计事务所、工会
学生评价
Are You Ready To...?
- Visit the Be an Actuary website
- Join the national fraternity for risk management, insurance, and actuarial science students, Gamma Iota Sigma
- Study hard for actuarial exams
- Use computers to solve problems
- Take tough exams to break into the field and to advance in your career
- Make calculations and use statistics
- Make predictions
- Explain technical matters to others
- Help create new financial products
- Testify in court or before public agencies
- Solve complicated problems in math and statistics
It Helps To Be...
- Someone who loves the idea of using math and statistics to solve various social and business problems. You'll need to be a self-motivated, goal-oriented communicator. Finally, you should feel right at home in front of a computer.
- Someone who loves crunching numbers and enjoys using computers. You'll also need good communication skills, especially if you choose to work as a consultant. Finally, be ready to keep up with changes in areas such as health and business.
相关专业
| 会计学 | Accounting |
| 应用数学 | Applied Mathematics |
| 企业通讯 | Business Communications |
| 计算机信息科学 | Computer and Information Science |
| 计算机系统分析 | Computer Systems Analysis |
| 数据处理 | Data Processing |
| 企业管理 | Entrepreneurship |
| 金融学 | Finance |
| 工业管理 | Industrial Management |
| 国际贸易 | International Business |
| 物流管理 | Logistics Management |
| 管理经济学 | Managerial Economics |
| 数学 | Mathematics |
| 风险管理 | Risk Management |
| 统计学 | Statistics |
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